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John W. Cucarese is an agent licensed to sell insurance through New York Life Insurance Company and may be licensed in various other independent unaffiliated insurance companies in the states of OH, PA, WV, CO, CA (CA Insurance License # 0M97546), FL, GA, KY, MA, MD, SC, NC, NJ, NY, and TN. No insurance business may be conducted outside the states referenced.

John W. Cucarese is a Registered Representative of and offers securities products and services through NYLIFE Securities LLC, Member FINRA/SIPC, a licensed insurance agency, 3911 Sunset Blvd., Unit 1, Steubenville, OH 43952. In this regard, this communication is strictly intended for individuals residing in the states of OH, PA, WV, CO, CA, FL, GA, KY, MA, MD, SC, NC, NJ, NY, and TN. No offers may be made or accepted from any resident outside the specific states referenced.

John Cucarese is also separately registered as an investment advisor representative with Eagle Strategies LLC, A Registered Investment Advisor, offering financial planning and investment advisory services in the states of CA, CO, FL, GA, MD, NJ, NY, OH, PA, WV. As such, these services are strictly intended for individuals residing in the specific states referenced.

Neither New York Life Insurance Company nor its agents or affiliates nor Simplify Retirement or its staff provide tax, legal, or accounting advice. Please consult your own tax, legal, or accounting professional before making any decisions.

Simplify Retirement is not owned or operated by New York Life Insurance Company/Eagle Strategies LLC/NYLIFE Securities LLC or its affiliates.

Eagle Strategies LLC & NYLIFE Securities LLC are New York Life Companies.